Emily Denver
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Allie Wilckens

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Allie Wilckens
allie(at)cindybennett(dotted)net
804.512.5772
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    Born and raised in Goochland County, Allie graduated from Virginia Tech with a bachelor’s degree in management and real estate in May of 2021. She’s known she wanted to pursue real estate in Richmond since middle school.

    Throughout high school and college, she held a few different retail jobs which taught her a lot of valuable lessons, but even in this short time working within the real estate industry she knows this is what she wants to do. Allie started working with Cindy in October, as her real estate assistant and transaction coordinator (and so far, she’s loving every minute of it).

    In her free time, she loves spending time with friends and family, relaxing with a good book (from start to finish if she can), and making sweet treats from time to time. She loves music, and many genres ranging from mainstream pop to country. (If you were to make her choose a favorite artist, it would be hands down Taylor Swift!)

    She looks forward to working with you when you choose Cindy to represent you with your real estate needs.

    Instagram post I mean, pricing always matters. But it definitely matters less in a market where 15 people want to buy every single home that goes up for sale. That market is for most people, in the rearview mirror. That means actually pricing correctly is going to make a huge difference in how quickly you sell, and the ultimate price you get. Make sure you are looking at current data and homes that are genuine comparables if you are ready to sell! The neighbor’s house that sold for $30,000 over asking six months ago is probably not that relevant anymore. Instagram post What do I love about November besides Thanksgiving? It’s when I start doing all of my planning for the following year. That means business planning, goal setting, but also planning out time for myself, making note of big events and so much more. I am a big proponent of building out a map to where I want to get so I’m not just running in circles every day on a wing and a prayer. I think this is true in any industry or career, but one thing for sure about real estate is that if you don’t run your day, your day will run right over top of you. So my question to you is, do you start planning now or wait until January? Or do you not do it at all?🫣 Thanks to @maisonrealestateboutique and @page_george for bringing in Drew Demaree from @thefreedomcompanies to help us hone our goals and the systems we need in place to meet or exceed them! Instagram post Guilty as charged. Also, I seldom eat without taking a photo first. (Obviously) So what do you want to see more (or less) of?? Tell me below!👇 Instagram post Fannie Mae just shook things up a bit… If you’ve seen the headlines about “no more minimum credit score” and thought, wait… can I actually buy a house now? — this post is for you. Here’s the short version:
Fannie Mae removed its old 620 minimum credit score line for loans run through its Desktop Underwriter system. Instead of a hard cutoff, it now looks at your entire financial picture- income, debt, savings, payment history, rent, and more. That does NOT mean “buy a house with bad credit and no questions asked.” 
It DOES mean: * If you’re just under 620 but strong in other areas * You’ve got solid rent + bill payment history * Your credit file is “thin” but you handle money well …you may have more options than before. In a market like Richmond, where prices, rates, and rents are all playing their own little game, every bit of flexibility helps- especially for first-time homebuyers, folks with lower credit scores, or anyone who’s been afraid to even talk to a lender. On the blog, I break this down in plain English: * What Fannie Mae’s credit score change actually is * Who it helps (and who it doesn’t) * What hasn’t changed about getting a mortgage * The exact steps to take if you’re thinking about buying in 2025 If “my credit score” is the thing keeping you on the sidelines, it’s time to get real info instead of guessing. 💛 📌 Save this post for later
🔗 Read the full breakdown (link in bio)
 If you have questions or you want to talk to a great local lender who can walk you through how this affect affects you? Just message me!

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